About Fiduciary Press


Fiduciary Press was established to inform the general public about the true nature of financial products; to expose rip-offs; to guide readers toward proper financial management free of scams and sales charges.


The firm’s founder and chief contributor, Art Ernst, has been managing individual and institutional portfolios for over 35 years. Since 2006 he has served clients as an advisor, planner, and portfolio managert at Byrne Asset Mangement LLC in Princeton, NJ, where he also serves as COO. He earned his M.B.A. at the Wharton Graduate School of Business; at Rutgers he was awarded the Eugene E. Agger Memorial Award as the top graduating Economics student; and he has written several consumerist articles published in over a dozen local and regional publications.


Our book A Consumer’s Guide to Harmful Investment Products exposes in easily grasped language the harmful nature of dozens of the most common products and tactics marketed by advisors and reps. Better routes for sought goals are presented.


Our book, The Final Rip-Off: Reverse Mortgages, warns seniors and their families of the financial devastation these heavily advertised loans inevitably cause.


Our blog reinforces the books and exposes other illicit and imprudent schemes.


Save more; owe less; retire earlier; spend less time dealing with finances; have more life choices and time to enjoy them –  simply by handling your money without gimmicks and salespeople.


Don’t get ripped off by any Wall Street rep, firm, or product for the rest of your life!